Starting Your First Job?

Nothing beats earning your own paycheck; but before you start buying $200 designer shoes, we'll show you how you can make the most of your money.

Once you start receiving a paycheck, everything changes. If you're like most people, you'll immediately start spending your money. After all, earning your own cash is exciting and empowering, so why wouldn't you want to exercise a bit of that financial freedom? Unfortunately, it's easy to spend too much too quickly, and you could suddenly find yourself in debt. After all, even millionaires declare bankruptcy.

So what can you do to make sure you don't work 40+ hours a week only to end up broke every weekend? Take the time to learn everything you can about your paycheck and how taxes work. Read Understanding Your Paycheck for information on deductions, taxes and more.

Oregonians CU offers many services designed to help you manage your time & money...Hold off on buying your friends gifts and dinners until you develop a savings plan to take care of potential emergencies. The last thing you want is a car that needs repairs and an empty checking account. Start a savings plan right away.

Spending your hard-earned cash...Eventually, you're going to want to spend some of your money. That's where a checking account comes in. Our Smart Checking features unlimited check writing, no minimum balance requirements, free checks and no monthly fee. With our Debit card, you can get cash at ATMs or make purchases anywhere.

Making your financial life easier...Holding down a job means less free time. If possible, set up Direct Deposit through your employer. By depositing your paycheck electronically, you'll have instant access to your cash and save on trips to a branch. Manage your OFCU accounts on your schedule with our Online Banking products.